Grades in college: Do they matter?

banner1tempLots of people wonder if striving for excellent grades in college affects the rest of their life at all. After all, depending on whom you ask, “B’s (Or C’s, or D’s) get degrees.” However, did you know that a low GPA can also affect your lifetime earnings? A 2014 study of pay data and college GPA’s found dramatic differences among different GPA’s. For investment banking professionals three years into their career, a 2.8 or lower GPA correlated with an average salary of $65,000 USD. Those with a GPA of 2.9 to 3.1 earned an average of $77,700. Meanwhile, those with A grades earned an average of $115,700. Although this study relied on self-reported data and on a fairly specific career, it highlights the importance of a good GPA in earning a good salary.

Although there’s scant data, GPA can also impact hiring, especially for entry-level jobs. Imagine you’re working in human resources management and have two nearly identically qualified job applicants: Both have the same degree from the same school, similarly good references, excellent cover letters and resumes (Those are things Unemployed Professors can help you with, by the way!), and both interviewed well. The only difference? One applicant has a GPA in the 2.8 to 3.1 range, and the other boasts of a GPA in the 3.2 to 3.8 range. Which do you think they will hire? That’s a rhetorical question. The same situation applies to graduate school applications as well. A great GPA won’t necessarily get you in the door to your dream job or into grad school, but a mediocre one can be used to rule you out.

Grades matter. Even if you get nothing out of a make-work, time-wasting class other than the credits on your transcript, unfortunately the grade you earn has an undue impact on your future. Yeah, nobody will carve your GPA on your tombstone, but the grades you get have meaning. When you’re stuck with an impossible-to-please pedant of a professor, what can you do to maximize your chances of success? Obviously, you can study 24/7 – but who has time for that with other classes, jobs, and personal obligations? That’s why Unemployed Professors exists. We’re your personal tutors, with advanced degrees in everything you can imagine – and experience writing in even more. Unlike the competition, we’re the real deal, with vetted, verified academic credentials and teaching experience.  If you’re worried about your GPA and ready to invest in your future, let Unemployed Professors help. Post your college project now!

Powerball vs. a college degree: Which is more likely to make you a millionaire?

imagesK2RQ71JL            If a college degree costs a fortune and sometimes has a questionable ROI, you might be tempted to forego school and play the lottery instead. Last week, the American Powerball lottery hit $440 million, which is enough to pay for four years of full tuition and room and board at Harvard for approximately 6,981 people. With numbers like that, one might wonder whether playing the lottery is a safer bet, as it were, than going to college. This past August, Investopedia crunched the numbers, comparing long-term investing to playing the lottery. Investopedia reported that an average, non college-educated person would spend, on average $250 a year on the lottery. Yet if that same person were to just invest the same amount of money in an IRA, and if historical stock market trends continued, that same person would have more than $30,000 USD. Not bad, right?

While there’s nothing wrong with the occasional “idiot tax” (as my dad was fond of calling lottery tickets) and the ensuing daydreams that can happen when you’re holding a destined-to-lose lottery ticket, it’s clear that informed financial choices win out, time after time. And one of the best ways to ensure that you are in a position to make informed financial choices is to get a college education. Despite bad press and scorn for those who major in esoteric subjects like the consistently beleaguered Women’s Studies, college degrees almost always increase lifetime earnings (that is, how much money someone earns over the course of their lives), usually by about one million dollars compared to those without such degrees. Some counter that it is barely worth it given the cost of college, but until the overall cost of four years in college exceeds a million dollars, it is still a positive return on your investment.

College degrees, no matter what the subject, expose you to a network of people. Even those much-despised art or whatever degrees give you valuable skills in research and writing, which will help in virtually all careers. With a degree and the hard work it entails, you are showing potential employers you can stick with a tough commitment and see it through. Sure, nobody can predict the future: Maybe an enormous asteroid will wipe out the entire earth tomorrow (and perhaps we would have known about it if you had majored in astronomy. THANKS!), but one of the best things you can do for yourself is to earn a degree (And to do so ideally on time, with good grades, and with minimal debt). Keep your eye on the prize – and the prize is not a winning lotto ticket. Completing the degree is important, and you should make it your absolute highest priority. Sometimes that might mean making a tough choice between socializing and working – or outsourcing and socializing.

Unemployed Professors understands, and is here to help you increase the odds that your investment will pay off! Post your college project today and see how we can get you closer to that credential.

Should College Education be Free?

banner3-300X250One of the most expensive things most people will ever pay for is a college education. Gone are the days when people could live comfortably with a high school education, and the competition for jobs is fierce. Careers are requiring more advanced degrees than ever before, and tuition rates are higher than they have ever been. Most people are not blessed with families who are able to pay for an entire college degree, which puts students in a stressful situation. Astronomical student loans are burdening people, making it hard to build a comfortable life after the completion of a degree. People today lead incredibly stressful lives, and college tuition just piles on to the sources of anxiety. This is why college education should be free. It would allow for everyone to achieve the level of education they want, which can only benefit society. Having a society filled with highly educated people can help progress, as education can be seen as an overwhelmingly beneficial thing. It can broaden not only academic knowledge, but encourage diversity and social tolerance, as more people could experience different interactions. All fields will benefit, as students will be given the resources they need to reach their full potential by facilitating access to creativity, communication, and information.  Because of high tuition rates, fewer students come from low-income families, and the economic gap becomes wider. Student loan debt is proving overwhelming for a large portion of the population, burdening degree holders.

Although universal free education is an ideal, making education more affordable could also be a good way to unburden society in a lot of ways. Institutionalized changes as momentous as this will have a lasting effect on society, and often are done in degrees. The burden it would have on the government is hard to predict, but long term it would have a clear benefit on society. This benefit, in turn, would manifest as general progress in all facets of society. Also, this type of change can inspire progress with other areas, including medicine. Everyone has the right to education; it is the only way to continue advancement and eradicate ignorance. There are some areas who have instituted a free community college recently, and so far, there’s been a high demand of faculty to work in these colleges. Free college not only benefits students, but it provides jobs for educators. Although initial costs may seem daunting, the overall economic benefit of free college education will be positive. In addition to the economy, free education will have a beneficial psychological effect on the population. Money is a highly stressful part of life for many people, and student loans provide their fair share of anxiety for a large portion of the population. If education were free, people would be less stressed, and stress has a direct correlation to health issues and general lower quality of life. Basically, if college were free, society would be smarter, richer, happier, and healthier. The pros far outweigh any cons, and making education free should be one of society’s priorities.

Need help with your essay or term paper; ask the college essay writers at UnemployedProfessors.com

How to Write a Thesis/Dissertation Introduction

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For some Master’s degree programs, and all Ph. D. programs, require some type of thesis or dissertation for completion. This is one of the most important steps in attaining a higher-level degree, and it requires significant time and research to complete. A thesis must investigate something concerning your field, and demonstrate expansive research. Then, these works must be defended in front of an examining committee. This is generally a time of high stress for students, and writing the introduction is often the hardest part. The first choice you will be faced with it picking a subject. When thinking about what you want to write, make sure it’s something that interests you, but that you can research with relative ease. You’re going to be with this subject for a long time, and it really helps if you genuinely enjoy the topic.

First of all, relax. Writing a thesis is a long and involved process, but it doesn’t have to be overwhelming. Approach your thesis confidently, as this is the culmination of your education thus far, and you are well-versed in your area of study. If you’re having difficulty choosing a topic, there are many steps you can take to facilitate this process. Firstly, do your research. If you don’t have a topic picked, keep abreast of past and current publications regarding your area of study. This will not only help you have a well-rounded wealth of information, but it can help to inspire a great idea of your own. Additionally, take advantage of the resources provided you. Keep an open dialogue with the members of your thesis committee, as they can help lead you to your topic. These are the people who will be overseeing your progress, and they want to see you succeed; do not hesitate in picking their brains when writing your thesis introduction, that’s what they’re there for.

Once you have your topic and are ready to write, introduce the topic in a way that gets the reader’s attention. This will set the tone for the rest of the work, and will be appreciated by those both reading and listening to your argument. A working title should also be created, and a hypothesis or research question should be formulated. This will be the basis of your thesis, and all research will be made to support your main argument. Then you need to create a description of the argument you will be making, and the description of the type of research will be used. It’s important to remember to proofread and edit every step of the way, and try to get others to read your introduction and provide constructive criticism. When writing a thesis introduction, it is also highly recommended to have an outline for the thesis; this will help you stay focused and organized. Your introduction will set the tone to the rest of your thesis or dissertation, which is the crowning achievement of your education and this step will help you attain your goal of higher education.

Need help with your essay or term paper; ask the college essay writers at UnemployedProfessors.com

How to Stay Happy in the Cold Season

AsianBlogFall is almost upon us, and with that comes the shortening of days and frigidity in the air. Gone are those long, hot, and sunny summer days, and people are often left depressed in its wake. There is a name for the blues some people experience in the colder months; seasonal affective disorder (SAD). When left unchecked, it can lead to serious depression and a whole host of issues, so it’s best to be avoided. Here are four tips to beat SAD, and to make fall and winter just as fun and exciting as summer:

  1. Vitamin D: this vitamin is vital in maintaining good mood, and it’s most readily available through the sun. Long, dark days make it harder to get sunshine, so make sure you go outside for at least ten minutes a day in the sun. If not possible, pop a Vitamin D supplement, your mood will thank you.
  2. Go on vacation; having something to look forward to does wonders for the mood, and a change of scenery and pace can defeat the cold season doldrums. Plan a trip, it doesn’t have to be extravagant or exotic, and see how your perspective changes.
  3. Exercise: activity of all forms, especially cardio, has been proven to boost endorphin production, a hormone responsible for good mood. Working out outside can provide the double whammy of activity and sunshine, but the gym is an excellent resource when it gets ugly out there.
  4. Pamper yourself; with the nasty weather, short days, and holidays of the colder months, people often neglect themselves. It’s important to take care of yourself on a personal level, be it massage, a pedicure, or even just a hot bath. Make sure this fall and winter you don’t forget about yourself, and if a schoolwork-overload is preventing you from some pampering, visit Unemployed Professors, who specialize in your well-being.

Surviving the First Year of College

bfsCollege can be tough, especially for freshmen coming in to a new environment. It can be overwhelming living alone for the first time, and the freedom combined with responsibility can prove to be a heady mix. Many have crumbled under the pressure of the first-year of college, but you don’t have to. Start by investing some time in becoming organized. Buy a planner, download an app, and mark your calendars, as this can save so much time in the long run. Keep your space organized and you won’t waste time looking for lost things, or forgetting that a ten-page paper is due tomorrow.

Organization can help you stay ahead, which is another important aspect of success as a college freshman. With the freedom of college, it can be easy to leave assignments and studying to the last minute, which can and will catch up with you. Instead, use your new-found organization skills to stay ahead of the curve. Beat procrastination and do things as soon as you can after they’re assigned. This will help with your grades, as well as ease up a lot of stress in your mind.

Speaking of stress, it’s important to find activities outside of the lecture hall that you can focus on. This will help you deal with stress, and make your quality of life better overall during this time of transition. Join a club, make some friends, and make sure you include some time to party and blow off some steam. If you find that school work is just taking up too much of your time, head on over to Unemployed Professors. They specialize in letting you not neglect your important social life.

Stay Fit This Fall

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Summer is almost over, and that means fall keggers, pumpkin spice everything, and tailgating with wings, shots, and carbs. Packing on the pounds gets easier the more we cover up with clothes, and before we know it, we can’t fit into our summer daisy dukes for the Halloween party. Here are some tips on how to avoid the cool weather weight gain that inevitably seems to creep up:

1. Make it a skinny: Fall beverages are part of the allure of the cooler months. Nothing is cozier than drinking a sugary, creamy concoction with extra whip cream on a dark fall night. Buyer beware; those drinks are loaded with calories, making them a deceptively effortless way to see the number on the scale rise. Try not to drink your calories this fall, you’re going to need them.

2. Get a hobby: Many outdoor activities are more challenging during the cooler and shorter fall day, making sedentary evenings on the couch with snacks a viable option. Don’t fall into this trap; instead of Netflix and chill, rediscover your love of reading, drawing, or music.

3. Pick up the pace: chilly days mean warm cars, as people avoid walking outside in lieu of an automotive journey. Instead of driving, walk where you can, bundling up in the process. Activity in cold weather is especially effective in weight loss since the body expends more calories warming itself. So, instead of buckling in this fall, go for a walk, or better yet a jog outside; and if you find that schoolwork is robbing you of exercise time, make sure you visit Unemployed Professor to get some much needed free-time.

…and remember, one of our friendly, tweed-wearing Unemployed Professors is happy to help you tame the essay writing monster.

 

NYQ thinks Unemployed Professors “should burn in hell”

According to a threatening email my company received today, Ray Hammond thinks I should “burn in hell” for starting this site and hopes that I “choke on [my] money.” This message was sent from his official email account at the New York Quarterly, a non-profit and poetry publication.  

Instead of responding to this highly unpoetic message in kind, I am choosing to be the bigger person in this situation and I therefore made a gift to your organization. 

I began Unemployed Professors to help out both struggling students in a credential-oriented, capitalist educational system, as well as under-employed academics who may be struggling to pay for food, medical bills, or childcare.  

Mr. Hammond, I respect the work you do and hold your own organization in high regard. You don’t need to respect mine, but veiled threats and evocations of eternal damnation are uncalled for. After taxes, this is the largest donation I can afford to make this holiday season. 

Unlike NYQ, my organization would never under any circumstances wish death, violence, or eternal damnation on anyone. I hope you will use this gift to reflect on the true goals and values of your organization, as well as how you use its official communication channels.

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Creative writing can improve your communication skills

banner5In today’s day and age, people have the ability to engage in a more diverse range of hobbies than ever before. Some are physical activities, things like yoga and Zumba, which challenge the body and contribute to bodily health. Others, such as interactive gaming, stimulate the mind and, if interactive, create social situations for people who may otherwise be more introverted in their everyday lives. A hobby that’s been around for a long time, but is gaining popularity due to the technology driven world around us is creative writing. Something that is completely free to do, creative writing has the ability to improve one’s vocabulary, language, and cognitive reasoning skills.

Money is an issue for many people, and finding a hobby that can fit into a tight budget may seem daunting. Creative writing only costs time and the rewards that can stem from it are innumerable, especially when it comes to developing language skills. In the present culture of text messaging and emails, spelling, grammar and vocabulary tend to fall by the wayside. As a result, language and reading skills of the general public are suffering. This can prove problematic in any social situation, but especially in academic and professional environments. An easy way to overcome this is with creative writing, which forces the writer to utilize various words to get their ideas across. Dictionaries and thesauri are tools that creative writers often end up utilizing, which helps them get a more widespread grasp on language. The more someone writes, the more they tend to seek out new and innovative words to convey their thoughts, which translates into improved vocabulary in all aspects of life.

Creative writing can be anything from free-form prose to a structured and coordinated script, the possibilities are endless. Once a writer chooses a path, the goal is to organize their thoughts in a way that the reader can grasp the work. Often, this type of discipline and organization in creative writing will translate into more cogent and organized reasoning skills in everyday life. For example, during arguments many people feel flustered and incapable of expressing their thoughts in a cohesive and easily understood way. The intent, emotion and reasoning is there, yet the person lacks the language tools to effectively get their point across. Creative writing will help with that, as it trains the writer’s mind to express himself in a way that is more easily understood. This also works in reserve, making the writer more capable of understanding and unraveling communication from others.

Ultimately, creative writing is one of the best things someone can do to improve various communication skills. Vocabulary, language, and cognitive reasoning all improve when creative writing becomes a hobby. It is one of the most flexible and inexpensive diversions from everyday life, and there is also no set standard for someone to write. Creative writing does not discriminate, anyone from a child just learning to write to a genius academic can engage in this informal hobby; improvement and progress is inevitable.

Here at Unemployed Professors, we acknowledge this fact and are here to help you with your creative needs! Our profs are here to help with your term paper!

 

Student Financial Aid

banner9As students finalize their decision on the college that they will attend, begin the arduous process of making living arrangements, in conjunction to deciding on the materials that they will bring with them, they will be presented with an experience that some have yet to encounter –the financial aid process. Completing the Free Application for Federal Student Aid (FAFSA), deciding on how much money to take out in loans, determining if a co-signer would be the most advantageous to reduce their long-term debt and finalizing their decision by signing the elusive promissory note; all of these hoops that a novel university student must jump through may seem daunting; yet, it is a necessary aspect of the university experience that the majority of students will encounter.

Let’s face it, only a minority of university students come from affluent backgrounds and the rest of us are pursuing a college education as a means of undergoing intra-generational mobility. We want to have a better life than our parents could provide and the only means to accomplish this is by increasing one’s understanding of the world. Whether one desires to improve themselves through the humanities, social or physical sciences, the decision to pursue a college education is a significant step that should not be decided on a whim. There are severe consequences for individuals who do not sufficiently analyze their current life situation to determine if a college education is the most appropriate. I am a tenured professor at a mid-tier University and have unfortunately seen a large portion of the student population pursue higher education to party 24/7 for 4+ years. That is not saying that one should not enjoy the college experience while they are bettering themselves, but deciding to accumulate more than $100,000 in debt to fulfill a need to party should not be the main determinant for such a serious endeavor. The university system in the United States is more or less a ‘legal Mafia’, whereby they are allowed to charge absorbent fees for a service that has been deemed a human right in other first world nations. These expenses cannot be paid out of pocket by most and thus, student loans are the only option.

If the decision to attend a university is the most appropriate, then one must fully understand the different types of financial aid. The below is a brief summary of the different types of loans provided by lenders.

  • A subsidized loan is awarded to a student based upon their financial need. Filling out the FAFSA requires a student to answer general questions about their income, their family’s contribution, and other factors that may affect their financial viability. This information is used to calculate the Expected Family Contribution (EFC) and the amount of financial aid awarded is not subjected to interest while attending school at least half-time. Furthermore, a student is provided with a six-month grace period after they leave school and are provided with the opportunity to defer their loans if they are experiencing financial hardship. Alas, a student is responsible for paying any interest that accrues during the grace period and is only provided a certain number of deferments depending upon their career option, i.e. working in a non-profit provides one with greater flexibility for repaying their loans.
  • An unsubsidized loan is NOT based on financial need and any individual who submits a FAFSA can obtain financial aid through this loan program. Unfortunately, interest begins accruing immediately after the loans have been disbursed and the interest is capitalized onto the principal. This means that any grace period, deferment or forbearance that a student wishes to utilize will be subjected to accruing interest and this can significantly increase the amount of money that they will be required to repay.
  • A private loan is provided by a third party that is not directly associated with the federal government. As such, the rules and regulations associated with the loan agreement are vastly different from subsidized and unsubsidized loans. This (typically) results in higher interest rates, less flexibility with repayment options and fewer resources that are provided by the federal government. Although the amount of money that a student is required to pay for a higher education is absurd in the United States, increasing the educational status of its citizens is advantageous to the federal government and they are willing to work with a student to reduce the financial constraints of their student loans. A private loan lender is only concerned about profit maximization and therefore, they are less willing to work with an individual to reduce their student loan debt.

The type of loan that one chooses will largely depend upon their family’s socio-economic status, their ability to balance work with school and the amount of debt that they are willing to accumulate while pursuing their academic dreams. The decision to obtain student loans must not be taken lightly and each entity who will be involved with the loan, i.e. the student, parent or any other cosigner, must be fully aware of the loans terms and conditions, as well as the long-term consequences of the loans.

Consider my previous situation as an excellent example of the consequences of the student loan process. My total educational debt was $80,000 at a loan interest rate of 6.8%. My loan term was 10-years and my minimum payments were $920.64 a month. This means that my average debt per year was $20,000 and this is relatively minimal when considering that some educational programs result in debts greater than $35,000 per year. After my 10-year loan term ended, I ended up paying back more than $110,000, which equated to about $30,000 in interest paid. $30,000 is a significant amount of money and as you can see, the decision to pursue higher education should not be taken lightly. Before beginning the financial aid process, set aside some time to reflect on the personal and professional goals that you wish to accomplish with higher education. If a college education is the only way that you can pursue your dream, then DO IT! If there are other alternatives that you would rather pursue that do not involve accumulating unfathomable amounts of debt; consider saving the $30,000 in interest paid (in my situation) and embark on a career that truly makes you happy…Good luck to all the aspiring academics out there and we wish you only the best!